Radhika Gupta Explains Why 50:50 Gold–Silver Split Works for Investors

Investors often face the dilemma of how to balance gold and silver in their portfolios and when to adjust holdings. Radhika Gupta, MD and CEO of Edelweiss Mutual Fund, recommends a simple yet effective strategy: a 50:50 split between gold and silver.

Why a 50:50 Mix Works

Gupta believes both metals offer unique advantages. Gold is traditionally a safe haven, particularly during uncertain economic times. Central bank buying, global macroeconomic concerns, and strong flows into ETFs have consistently supported gold prices.

Silver, on the other hand, brings a different edge. Gupta explains, “Silver provides the kick in the combo – thanks to its dual identity as both an industrial and a precious metal.” This dual role allows silver to potentially outperform in periods of growth while complementing gold’s stability.

Balancing Stability and Growth

Investors often grapple with questions like: How much gold should I hold? How much silver? When should I exit? Gupta’s advice is simplicity.

“Gold provides the stability of large caps, and silver the alpha of midcaps,” she said. A 50:50 split offers a balanced portfolio that combines safety with growth potential.

This straightforward approach has influenced fund flows and inspired new Gold–Silver fund-of-funds (FoFs) that adopt the same 50:50 allocation.

The Power of Simplicity

Gupta stresses that complexity is not always the key to better returns. Sometimes, “the real magic lies in the power of simplicity.” For investors, this means a disciplined, balanced approach to precious metals can navigate market volatility with ease.

The 50:50 gold–silver strategy provides a practical framework for investors seeking both stability and growth in uncertain times, making it an appealing choice for long-term wealth management.