UPI to Launch Facial and Fingerprint Authentication for Payments

UPI to Launch Facial and Fingerprint Authentication for Payments

The Unified Payments Interface (UPI) is set to introduce a faster and more secure way for users to approve transactions. Starting October 8, 2025, UPI users in India will be able to authenticate payments using facial recognition or fingerprints, according to sources cited by Reuters.

Biometric Authentication Using Aadhaar

This new feature leverages biometric data stored under the Aadhaar system, offering an alternative to the current method of entering a numeric PIN for every transaction. The shift aims to make digital payments more convenient while maintaining high safety standards for millions of users across India.

The initiative follows recent Reserve Bank of India (RBI) guidelines permitting alternative methods of authentication for digital payments, paving the way for faster, PIN-free transactions.

NPCI to Showcase at Fintech Festival

The National Payments Corporation of India (NPCI), which operates UPI, is expected to showcase the new biometric authentication feature at the Global Fintech Festival in Mumbai. The sources spoke on condition of anonymity, as they were not authorised to comment publicly.

UPI has become the backbone of India’s digital payments ecosystem, handling billions of transactions every month. The introduction of facial and fingerprint authentication is expected to enhance both security and user convenience, reducing dependency on traditional PINs while ensuring safe payments.

NPCI has not yet provided an official comment regarding the rollout.

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