Topic

personal finance india

29 stories

A ₹10,000 SIP builds financial discipline, but experts say it's not enough for wealth unless paired with planning, step-ups and clear goals.

Dec 8, 20252 min read

RBI cuts repo rate to 5.25%, likely prompting banks to reduce FD rates soon. Investors may face lower returns—here’s what to do now.

Dec 5, 20253 min read

Advance tax 3rd instalment for FY26 is due on December 15. Know who must pay, exemptions, penalties, and how to calculate liability.

Dec 3, 20252 min read

Compare December 2025 personal loan rates from ICICI, HDFC, SBI, Kotak and Union Bank to make smarter, cost-effective borrowing decisions.

Dec 2, 20252 min read

Confusing investment tools with goals can derail your financial plan. Experts say only diversified, goal-based planning protects long-term…

Nov 26, 20253 min read

India’s youth are earning more but saving less. Lifestyle inflation, easy credit, and GST reforms are deepening the wealth divide.

Nov 12, 20255 min read

Gold remains a safe-haven asset, but real estate offers long-term growth and income. Here’s where smart investors may gain in 2026.

Nov 8, 20252 min read

A 12% SIP may look weak if you mix nominal and inflation-adjusted values. Expert explains how wrong math creates misleading investment…

Nov 7, 20252 min read

Gold loans and overdrafts both unlock your jewellery’s value, but one could quietly cost you more. Know which truly saves money.

Oct 31, 20252 min read

An expert reveals that emotional investing causes nearly $90\%$ of Indian investors to stop their SIPs within three years, explaining how…

Oct 28, 20252 min read

Gold loans are no longer just a last resort; rising gold prices, regulations, and digital access make them a preferred credit option across…

Sep 18, 20252 min read

India’s day, explained in 5 minutes.